219-696-5363

Bar Insurance in Lowell IN & Schererville IN

Bars and taverns require unique insurance needs, but fortunately, bar insurance is available to help you comply with local laws regulating insurance needs for such establishments, and to help if you need reimbursement after some unexpected costs.

Bar Insurance Policy Features

Most forms of Bar Insurance are actually a combination of four important policies:

  • Business Owner's PolicyThe Business Owner's Policy (BOP) bundles together several policies, including general liability coverage and property insurance. If rowdy patrons are breaking glasses, or people are suing because they fell after having a little too much to drink, this is the policy that will help.
  • Liquor Liability Insurance—If you sell alcohol to someone who's already intoxicated, you're partly responsible for what they do, and you could be held liable for any damage they cause. That's not our opinion; many states have written this provision into law and require bars and taverns to have liquor liability insurance before opening up for business.
  • Umbrella Coverage—The Business Owner's Policy provides the main coverage for your business, but if excessive damage (or a court-ordered payment for damages, in the case of a lawsuit) is involved, umbrella coverage can reimburse you for claims that would normally be difficult or impossible to pay.
  • Worker's Compensation—Finally, the last major part of bar insurance is worker's compensation; in an industry where busy bartenders and wait staff are moving around at high speeds while dealing with customers, the chance of someone falling and getting hurt is higher than anyone would like. This form of insurance provides funds for medical care and wages if an employee gets hurt.

Insurance requirements for bars and taverns vary widely by state, so be sure to ask our a Premier Group, LLC representative for a bar insurance policy that matches your specific needs.

Premier Group, LLC - Lowell Office

829 E Commercial Ave

Lowell, IN 46356

Main office: 219-696-5363
Fax: 219-696-6038

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Premier Group, LLC - Crown Point Office

123 N Main Street Unit G

Crown Point, IN 46307

Main office: 219-695-3035

Office Hours:

Mon: 10:00 AM - 4:00 PM
Tues: 10:00 AM - 4:00 PM
Wed: 10:00 AM - 4:00 PM
Thurs: 10:00 AM - 4:00 PM
Fri: 10:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Premier Group, LLC - Indianapolis Office

6930 Atrium Boardwalk S, Ste 300

Indianapolis, IN 46250

Main office: 317-579-0444

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Premier Group, LLC - Lebanon Office

1125 N Lebanon St, STE A

Lebanon, IN 46052

Main office: 765-484-8522
Fax: 866-208-8738

Office Hours:

Mon: 9:30 AM - 4:30 PM
Tues: 9:30 AM - 4:30 PM
Wed: 9:30 AM - 4:30 PM
Thurs: 9:30 AM - 4:30 PM
Fri: 9:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Premier Group, LLC - Mishawaka Office

2448 Miracle Ln

Mishawaka, IN 46545

Main office: 574-256-1155

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers